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Estate Gemstone
Value Guide

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Estate Gemstone Value Guide
estate emerald value guide
Estate Emerald Value Guide
Estate value guide of gemstones
Estate Gemstone Value Guide
sapphire value guide
Estate sapphire value guide
Fine Colored Gemstones:  Using this Estate Gemstone Value Guide you can see why fine colored gemstones like ruby, sapphire, emerald and alexandrite can achieve or possibly surpass the Cash Market Value of fine diamonds.  Most “fine” colored gemstones are natural but may have industry acceptable treatments (as long as they are disclosed) of heat or in the case of emerald, oil.  Additive treatments that add color, change color or mask color like irradiation, diffusion, coating and dyeing are considered more invasive and possibly are not permanent. These treated stones will have a “significantly” lower value.  Use this Estate Gemstone Value Guide to get and approximate value of gemstones.

Any Estate Gemstone Value Guide will tell you the key factor in determining a fine colored stone’s cash market value is the “color”.  In the case of ruby the finest rubies are red, like a stop sign.  For example; purplish-red, or orangish-red ruby will have a lower value.  Brownish-red will have even a lower value.  Hue is caused by trace elements in the gemstone crystal, pure primary colored gemstones have just one coloring element, for example fine green comes from chromium.  Having just the one trace element is rare, so pure green emeralds are worth more than brownish-green emeralds.  Medium dark tone green emeralds are worth more than light green elements which are light, because there is not enough of the trace chromium.  The same goes with the other fine colored gemstones.  The finest blue sapphire will have a pure blue hue, with no secondary color.  A purplish-blue or greenish-blue sapphire will have a lower value than a pure blue one.  The next factor is brilliance which is connected to both the proportions and the clarity.  A well cut ruby with very heavy inclusions will not appear brilliant because the many inclusions inside the gemstone will block the light.  A clean ruby which is not well cut will also have low brilliance but in this case because of the wrong proportions.  So ideally gemstones will not only have pure color, will be clean and well cut, however this is rare. Natural fine gemstones only rarely meet all three of these which is why they enjoy very high Cash Market Values.  Use this Estate Gemstone Value Guide and learn approximate value of gemstones that you are interested in.
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Reminder: A vital point to understand about a Retail Appraisal Price is that it is used for insurance purposes, to replace the item at full retail price in a retail store in the case of a loss.  Appraisal Price cannot be confused with the Cash Market Value which is the real market price someone will pay.
The Cash Market Value takes only the precious metal value, the estate gemstone value plus any bonus value (for very special or signed jewelry pieces).  We already covered the precious metal Cash Values, general diamond values, below you will find a general list of Fine Colored Gemstone cash values. 
Size                  Gemstone                   Quality                        Cash Value Range
2.00ct              Ruby                            Very Good - Exc          $1,200 - $9,000
2.00ct              Emerald                      Very Good - Exc          $   600 - $7,000
2.00ct              Blue Sapphire            Very Good - Exc          $   500 - $5,000
2.00ct              Alexandrite                 Very Good - Exc          $1,600 - $9,500

Size                  Gemstone                   Quality                        Cash Value Range
5.00ct              Ruby                            Very Good - Exc          $10,000 - $225,000
5.00ct              Emerald                      Very Good - Exc          $  3,000 - $200,000
5.00ct              Blue Sapphire            Very Good - Exc          $  2,000 - $  45,000
5.00ct              Alexandrite                 Very Good - Exc          $  7,600 - $175,000
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The above ranges represent a range of Cash Market Values for “fine” colored gemstones with very good color through excellent color, very good through excellent brilliance and excellent proportions.  There are other factors like treatments and origin which can lower prices.  Very high quality fine colored gemstones will have a significantly higher Cash Market Value.  But at least from our Estate Gemstone Value Guide you now have a cash market value range that will cover most fine gemstones that are set in jewelry. 
Colored Gemstones: There are so many different gemstones that can be set into jewelry and the Cash Market Values vary considerably. You can use this Estate Gemstone Value guide to get an idea of the cash market value.  The key factor in determining a colored stone’s cash market value is the color.  In the case of tourmaline the finest ones are red, like stop sign red.  A brownish-red or purplish-red tourmaline will have a lower value.  The same goes with the all the other fine colored gemstones. 

The next factor is brilliance which is connected to both the proportions and the clarity.  A well cut amethyst with very heavy inclusions will not appear brilliant because the many inclusions inside the gemstone will block the light.  A clean amethyst which is not correctly cut will also have low brilliance but in this case because of the wrong proportions.  So ideally, gemstones will not only have pure color, will be clean and well cut.  Some of the more expensive colored stones are readily available in smaller sizes, but the when size gets over 5 carats the price per carat can jump very high.
Size                  Gemstone                   Quality                        Cash Value Range
3.00ct              Amethyst/Citrine        Very Good - Exc                      $   1 - $  10
3.00ct              Aquamarine                Very Good - Exc                      $ 15 - $100
3.00ct              Red Garnet                  Very Good - Exc                      $   1 - $  10
3.00ct              Green Garnet              Very Good - Exc                      $ 50 - $500
3.00ct              White Opal                  Very Good - Exc                      $ 50 - $500
3.00ct              Black Opal                   Very Good - Exc                      $100 -$900
3.00ct              Peridot                          Very Good - Exc                      $   1 - $  10
3.00ct              Topaz                            Very Good - Exc                      $   1 - $  10
3.00ct              Tanzanite                      Very Good - Exc                      $ 30 - $100
3.00ct              Tourmaline                   Very Good - Exc                      $ 15 - $400

Size                        Gemstone                          Quality                               Cash Value Range
5.00ct                    Amethyst/Citrine             Very Good - Exc                 $    5 - $     20
5.00ct                    Aquamarine                      Very Good - Exc                 $100 - $   300
5.00ct                    Red Garnet                        Very Good - Exc                 $    5 - $   150
5.00ct                    Green Garnet                    Very Good - Exc                 $500 - $1,500
5.00ct                    White Opal                        Very Good - Exc                 $250 - $   750
5.00ct                    Black Opal                         Very Good - Exc                 $500 - $2,500
5.00ct                    Peridot                                Very Good - Exc                 $  40 - $   150
5.00ct                    Blue Topaz                         Very Good - Exc                  $    5 - $     20
5.00ct                    Tanzanite                            Very Good - Exc                  $150 - $   400
5.00ct                    Tourmaline                         Very Good - Exc                  $150 - $   500

The above ranges represent Cash Market Values for colored gemstones with very good color through excellent color, very good through excellent brilliance and excellent proportions.  There are other factors like treatments and origin which can lower or raise prices.  Higher quality colored gemstones will have a significantly higher Cash Market Value.  There are many other colored gemstones that enjoy significant cash market value like: Amber, Ametrine, Andalusite, Apatite, Axinite, Benitoite, Catseye Chrysoberyl, Color Change Garnet, Coral, Demantoid, Garnet varieties, Iolite, Lapis, Moonstone, Morganite, Sunstone, Realgar, Spinel, Zircon and more. 

Of course this Estate Gemstone Value Guide just represents a range of prices.  There are literally thousands of different combinations of stone types, stone colors, sizes and qualities to consider.  But at least you now have a cash market value range that will cover many colored gemstones that are set in jewelry.
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