Estate Jewelry Value Guide
Section 1 Jewelry
The best place to start with our Estate Jewelry Value Guide is with Jewelry.  Like other products sold retail, jewelry has a high mark up for good reasons.  Of course there is the cost of the precious metals, the gemstones and the labor used for ​each piece.  Also like any store, a jewelry store has many expenses like rent, utilities, insurance, employees, furniture, advertising and of course their profit.  All these costs must also be factored into each piece of jewelry. The good thing about jewelry is that it does retain the value of the precious metals and gemstones used.  Precious metal prices and gemstones historically have gone up in value, which is good news.  But how much is a $10,000 ring worth?  There is no easy answer to this question as it depends on many factors, but using this estate jewelry value guide there is a way for you to estimate the "Cash Market Value”.  That is the cash you can expect to receive for a used piece of jewelry or even an entire jewelry estate.  CLICK HERE for a top rated ring buyer.

First let’s talk about the precious metals… gold or platinum.  At this time gold is high, even worth much more than platinum which is uncommon.  In mid 2021, pure (24K) gold is worth about $1,850 per ounce, there are 31.103 grams per ounce, so about $59.50 per gram.  But that is for pure gold.  14 karat gold is only 58.5% gold and 18 karat gold is 75% gold.  “Solid” 14 karat gold is worth about $35 per gram.  But often jewelry is constructed using lower karat gold solder which has less pure gold.  Also, used jewelry must be processed into pure gold, which costs money and some gold is lost in the process.  So that means the Cash Value of used 14K gold is in the $25 - $35 per gram range.  The cash value of 18K gold is in the $35 - $45 per gram range.  Platinum is currently worth less than gold (which is indeed rare), only $1,100 per pure ounce.  Unlike gold, most platinum jewelry is 90% or 95% pure but platinum costs more to process than gold.  So you can estimate that platinum jewelry is currently worth about the same as 14K gold, about $25 -30 per gram range.  Special or signed jewelry will be worth significantly more than the following prices.
Approximate Precious Metal Cash Value
10K Gold          $15 - $21 per gram
14K Gold          $25 - $35 per gram
18K Gold          $35 - $45 per gram
21K Gold          $40 - $50 per gram
24K Gold          $50 - $60 per gram
Platinum          $25 - $30 per gram
NOTE:  Precious metal prices fluctuate daily, prices should always be adjusted to current metal prices.
Silver jewelry typically has a very low Cash Market Value in the $0.50 to $5 per piece unless it is made and signed by a famous maker.  Sterling silverware, tea sets, coins may have a significant value.  Silver items are covered later in the guide, please see the “Assorted” section5.
​Jewelry Cash Value:  A diamond is forever but styles change and jewelry wears out.  The fact is that most used ring buyers will disassemble and recycled into current styles.  The Cash Market Value of any piece of jewelry does not depend on the appraisal price.  The value of any jewelry it depends on the metal weight, the stone sizes and the stone qualities.  Appraisal prices reflect "high retail replacement prices" and therefore cash market value is substantially lower.  There is no specific percentage from appraisal price to cash market value.  It would be impossible to guess because of two main reasons.  First, unfortunately there is no license required in order to appraise jewelry.  Therefore the skill of jewelry appraisers ranges between novice and expert.  More importantly prices of precious metals and gemstones fluctuate.  So a diamond ring bought in 1990 would have a lower appraisal value than the identical ring bought in 2021.  So, even though two rings are identical, if appraised years apart they would have different "Appraisal Values".  Jewelry made by very well-known companies like Cartier, Van Clef & Arpels, Tiffany and many other well known jewelry makers enjoy much higher cash market values.

After you estimate the value of the precious metal, use the below buttons to estimate the estate gemstone values.
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